The Bascule product set

Specialist coverage for the things generalists never quite get right.

Equine mortality, major medical, farm & ranch, workers compensation and liability — all underwritten in-house by the same people who handle the claims. Pick a product to read the coverage detail, or call us and we'll walk you through it.

10Product linesFrom mortality to event coverage
A+Carrier ratingAcross all binders
98%Claims paid per policy terms2025 financial year
Live

Equine Mortality & Theft

All-risks mortality at agreed value, with optional theft and major medical wrap-ins.

For ownersMost popular
Live

Major Medical & Surgical

Vet, hospital and surgical costs when illness or injury isn't fatal. Written as a wrap to a mortality policy.

For ownersWrap-in
Live

Farm & Ranch

Property, liability and care-custody-control across barns, arenas and equipment for working operations.

For operatorsPackage
Live

Workers Compensation

Statutory comp for grooms, exercise riders, working students and barn staff. Class codes done right.

For operatorsStatutory
Live

Surgical-Only Coverage

A lower-cost alternative to major medical when colic surgery is your single biggest concern.

For ownersWrap-in
Quoted on referral

Private Horse Owner Liability

Third-party bodily injury and property damage coverage for owners who don't operate a commercial barn.

For ownersStandalone
Quoted on referral

Equine Auto & Trailer

Trailer, truck and horsebox coverage for owners and operators hauling regularly across state lines.

For ownersTransit
Quoted on referral

Tack & Equipment

Scheduled coverage for saddles, bridles, show tack and barn equipment, on or off-premises.

For ownersScheduled
Quoted on referral

Stallion Infertility

First or permanent infertility coverage for stallions standing at stud, written alongside mortality.

For breedersSpecialist
Quoted on referral

Event & Show Coverage

Single-event public liability and prize indemnity for shows, clinics and competitions.

For organizersSingle-event