.cl-page .section-intro{grid-template-columns:1.1fr 1fr;align-items:end;gap:48px;margin-bottom:64px;display:grid}.cl-page .section-intro h2{max-width:600px}.cl-page .section-intro p{max-width:520px}@media (max-width:900px){.cl-page .section-intro{grid-template-columns:1fr;align-items:start;gap:20px;margin-bottom:48px}}.cl-page .page-hero.hero--claims{background:var(--navy);min-height:0}.cl-page .page-hero.hero--claims .hero-media img{object-position:center 40%;filter:saturate(.7)brightness(.7)}.cl-page .page-hero.hero--claims .hero-inner{justify-content:flex-start;padding-top:200px;padding-bottom:120px}.cl-page .page-hero.hero--claims .hero-kicker{letter-spacing:.01em;text-transform:none;color:#ffffffc7;margin-bottom:28px;font-size:14px}.cl-page .page-hero.hero--claims .hero-kicker:before{display:none}.cl-page .page-hero.hero--claims h1{max-width:1080px;margin-bottom:32px;font-size:clamp(36px,4.6vw,60px);line-height:1.1}.cl-page .page-hero.hero--claims h1 .num-pct{font-family:var(--display);color:var(--lavender);letter-spacing:-.025em;font-style:normal;font-weight:600;display:inline-block}.cl-page .page-hero.hero--claims .hero-actions{margin-top:32px}.cl-page .page-hero.hero--claims .hero-actions .btn{opacity:1;transform:none}@media (max-width:980px){.cl-page .page-hero.hero--claims{min-height:auto}.cl-page .page-hero.hero--claims .hero-inner{padding-top:140px;padding-bottom:80px}}.cl-page .philosophy-section{background:var(--soft);isolation:isolate;position:relative;overflow:hidden}.cl-page .philosophy-section:before{content:"";aspect-ratio:1.5;z-index:-1;pointer-events:none;background:radial-gradient(closest-side,#354cf40f,#0000 70%);width:55%;position:absolute;top:-30%;left:-8%}.cl-page .philosophy-head{grid-template-columns:.9fr 1.1fr;align-items:start;gap:56px;margin-bottom:64px;display:grid}.cl-page .philosophy-head .eyebrow{margin-bottom:18px}.cl-page .philosophy-head h2{letter-spacing:-.02em;max-width:18ch;font-size:clamp(34px,4.2vw,56px);line-height:1.08}.cl-page .philosophy-lede{font-family:var(--display);letter-spacing:-.005em;color:var(--ink);text-wrap:pretty;max-width:30ch;font-size:clamp(20px,2vw,26px);font-weight:500;line-height:1.35}.cl-page .philosophy-lede strong{color:var(--blue);white-space:nowrap;font-weight:600}@media (max-width:900px){.cl-page .philosophy-head{grid-template-columns:1fr;gap:24px;margin-bottom:48px}}.cl-page .philosophy-grid{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:1fr 1fr;gap:0;display:grid;overflow:hidden}.cl-page .philosophy-pillar{flex-direction:column;gap:20px;padding:36px 36px 40px;display:flex;position:relative}.cl-page .philosophy-pillar+.philosophy-pillar{border-left:1px solid var(--line)}.cl-page .philosophy-pillar-marker{font-family:var(--display);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);align-items:center;gap:10px;font-size:11px;font-weight:500;display:inline-flex}.cl-page .philosophy-pillar-marker .pillar-dot{background:var(--muted);border-radius:999px;width:8px;height:8px}.cl-page .philosophy-pillar--pay .philosophy-pillar-marker{color:var(--blue)}.cl-page .philosophy-pillar--pay .philosophy-pillar-marker .pillar-dot{background:var(--blue);box-shadow:0 0 0 4px #354cf426}.cl-page .philosophy-pillar--protect .philosophy-pillar-marker{color:var(--ink)}.cl-page .philosophy-pillar--protect .philosophy-pillar-marker .pillar-dot{background:var(--ink)}.cl-page .philosophy-pillar-title{font-family:var(--display);letter-spacing:-.01em;color:var(--ink);text-wrap:pretty;font-size:26px;font-weight:500;line-height:1.15}.cl-page .philosophy-pillar-title em{color:var(--blue);font-style:italic;font-weight:600}.cl-page .philosophy-pillar--protect .philosophy-pillar-title em{color:var(--ink);font-weight:600}.cl-page .philosophy-pillar-intro{font-family:var(--body);color:var(--muted);max-width:38ch;font-size:15px;line-height:1.6}.cl-page .philosophy-pillar-intro strong{font-family:var(--display);color:var(--ink);font-weight:500}.cl-page .philosophy-pillar-list{flex-direction:column;margin:4px 0 0;padding:0;list-style:none;display:flex}.cl-page .philosophy-pillar-list li{border-top:1px solid var(--line);font-family:var(--body);color:var(--ink);grid-template-columns:18px 1fr;align-items:start;gap:14px;padding:14px 0;font-size:15px;line-height:1.5;display:grid}.cl-page .philosophy-pillar-list li strong{font-family:var(--display);font-weight:500}.cl-page .philosophy-pillar--pay .philosophy-pillar-list li strong{color:var(--blue)}.cl-page .philosophy-pillar-icon{flex-shrink:0;width:18px;height:18px;margin-top:2px}.cl-page .philosophy-pillar--pay .philosophy-pillar-icon{color:var(--blue)}.cl-page .philosophy-pillar--protect .philosophy-pillar-icon{color:var(--ink);opacity:.6}@media (max-width:760px){.cl-page .philosophy-grid{grid-template-columns:1fr}.cl-page .philosophy-pillar+.philosophy-pillar{border-left:0;border-top:1px solid var(--line)}.cl-page .philosophy-pillar{padding:28px 24px 32px}}.cl-page .steps-section{background:var(--white)}.cl-page .steps-head{grid-template-columns:1.1fr 1fr;align-items:end;gap:48px;margin-bottom:64px;display:grid}.cl-page .steps-head p{max-width:520px}@media (max-width:900px){.cl-page .steps-head{grid-template-columns:1fr;gap:20px}}.cl-page .step-list{counter-reset:stepc;flex-direction:column;display:flex}.cl-page .step-item{border-bottom:1px solid var(--line);grid-template-columns:200px 1fr;gap:64px;padding:48px 0 56px;display:grid;position:relative}.cl-page .step-item:first-child{border-top:1px solid var(--line)}.cl-page .step-num{font-family:var(--display);color:var(--ink);letter-spacing:-.04em;flex-direction:column;align-self:start;gap:12px;font-size:clamp(64px,7vw,96px);font-weight:500;line-height:.9;display:flex;position:sticky;top:100px}.cl-page .step-num-label{font-family:var(--display);letter-spacing:.18em;text-transform:uppercase;color:var(--blue);font-size:12px;font-weight:500}.cl-page .step-content{flex-direction:column;gap:18px;max-width:720px;display:flex}.cl-page .step-title{font-family:var(--display);letter-spacing:-.015em;color:var(--ink);text-wrap:pretty;font-size:clamp(26px,2.6vw,34px);font-weight:500;line-height:1.15}.cl-page .step-body{font-family:var(--body);color:var(--muted);font-size:16px;line-height:1.6}.cl-page .step-body strong{color:var(--ink);font-weight:500}.cl-page .step-body a{color:var(--blue);font-weight:500}.cl-page .step-body a:hover{text-decoration:underline}.cl-page .step-callout{background:var(--soft);border-radius:var(--radius);flex-direction:column;gap:12px;margin-top:6px;padding:22px 24px;display:flex}.cl-page .step-callout-label{font-family:var(--display);letter-spacing:.16em;text-transform:uppercase;color:var(--blue);align-items:center;gap:8px;font-size:12px;font-weight:500;display:inline-flex}.cl-page .step-callout-label:before{content:"";background:var(--blue);border-radius:999px;width:6px;height:6px}.cl-page .step-callout-list{grid-template-columns:1fr 1fr;gap:8px 28px;margin:0;padding:0;list-style:none;display:grid}.cl-page .step-callout-list li{font-family:var(--body);color:var(--ink);padding-left:18px;font-size:14px;line-height:1.4;position:relative}.cl-page .step-callout-list li:before{content:"";background:var(--blue);width:8px;height:1.5px;position:absolute;top:8px;left:0}.cl-page .step-warn{border-left:3px solid var(--blue);border-radius:0 var(--radius-sm) var(--radius-sm) 0;font-family:var(--body);color:var(--ink);background:#354cf40a;gap:14px;margin-top:4px;padding:18px 22px;font-size:15px;line-height:1.55;display:flex}.cl-page .step-warn svg{color:var(--blue);flex-shrink:0;width:20px;height:20px;margin-top:2px}.cl-page .step-warn strong{font-weight:500}.cl-page .step-meta{background:var(--navy);color:var(--white);font-family:var(--display);letter-spacing:.02em;border-radius:999px;align-items:center;gap:10px;width:max-content;max-width:100%;margin-top:8px;padding:8px 14px;font-size:13px;font-weight:500;display:inline-flex}.cl-page .step-meta svg{width:14px;height:14px;color:var(--lavender);flex-shrink:0}@media (max-width:900px){.cl-page .step-item{grid-template-columns:1fr;gap:18px;padding:36px 0 40px}.cl-page .step-num{flex-direction:row;align-items:baseline;gap:18px;font-size:64px;position:static}.cl-page .step-callout-list{grid-template-columns:1fr}}.cl-page .claim-tabs{border-bottom:1px solid var(--line);flex-wrap:wrap;gap:0;margin-bottom:32px;display:flex}.cl-page .claim-tab{font-family:var(--display);color:var(--muted);cursor:pointer;text-align:left;background:0 0;border:0;border-bottom:2px solid #0000;flex-direction:column;align-items:flex-start;gap:6px;margin-bottom:-1px;padding:20px 30px 22px;transition:color .18s,border-color .18s;display:inline-flex;position:relative}.cl-page .claim-tab:first-child{padding-left:0}.cl-page .claim-tab-label{font-family:var(--display);letter-spacing:-.005em;color:inherit;font-size:22px;font-weight:500;line-height:1.1}.cl-page .claim-tab-handler{font-family:var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);opacity:.8;font-size:11px;font-weight:500}.cl-page .claim-tab:hover{color:var(--ink)}.cl-page .claim-tab:hover .claim-tab-handler{color:var(--ink);opacity:1}.cl-page .claim-tab[aria-selected=true]{color:var(--ink);border-bottom-color:var(--blue)}.cl-page .claim-tab[aria-selected=true] .claim-tab-handler{color:var(--blue);opacity:1}.cl-page .claim-handler-banner{background:var(--soft);border-radius:var(--radius);grid-template-columns:44px 1fr auto;align-items:center;gap:22px;margin-bottom:28px;padding:22px 26px;display:grid}.cl-page .claim-handler-banner--direct{background:linear-gradient(#354cf412,#354cf408);border:1px solid #354cf42e}.cl-page .claim-handler-icon{background:var(--white);width:44px;height:44px;color:var(--blue);border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.cl-page .claim-handler-icon svg{width:22px;height:22px}.cl-page .claim-handler-banner--direct .claim-handler-icon{background:var(--blue);color:var(--white)}.cl-page .claim-handler-text{flex-direction:column;gap:4px;min-width:0;display:flex}.cl-page .claim-handler-eyebrow{font-family:var(--display);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-size:11px;font-weight:500}.cl-page .claim-handler-banner--direct .claim-handler-eyebrow{color:var(--blue)}.cl-page .claim-handler-line{font-family:var(--display);color:var(--ink);text-wrap:pretty;font-size:18px;font-weight:500;line-height:1.3}.cl-page .claim-handler-line strong{font-weight:600}.cl-page .claim-handler-cta{font-family:var(--display);color:var(--ink);white-space:nowrap;border-radius:var(--radius);border:1px solid var(--line-strong);background:var(--white);align-items:center;gap:10px;padding:10px 16px;font-size:16px;font-weight:500;text-decoration:none;transition:background .15s,color .15s,border-color .15s;display:inline-flex}.cl-page .claim-handler-cta svg{width:16px;height:16px;color:var(--blue)}.cl-page .claim-handler-cta:hover{background:var(--blue);color:var(--white);border-color:var(--blue)}.cl-page .claim-handler-cta:hover svg{color:var(--white)}.cl-page .claim-handler-actions{flex-direction:column;flex-shrink:0;align-items:stretch;gap:8px;display:flex}.cl-page .claim-handler-cta--primary{background:var(--blue);color:var(--white);border-color:var(--blue);justify-content:center}.cl-page .claim-handler-cta--primary:hover{background:var(--blue-hover);color:var(--white);border-color:var(--blue-hover)}.cl-page .claim-handler-cta--phone{background:var(--white);color:var(--ink);border-color:var(--line-strong);justify-content:center;padding:8px 16px;font-size:15px}.cl-page .claim-handler-cta--phone svg{color:var(--blue)}.cl-page .claim-handler-cta--phone:hover{background:var(--blue);color:var(--white);border-color:var(--blue)}.cl-page .claim-handler-cta--phone:hover svg{color:var(--white)}.cl-page .step-actions{margin-top:20px}.cl-page .claim-panel{display:none}.cl-page .claim-panel.is-active{animation:.28s both claimPanelFade;display:block}@keyframes claimPanelFade{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){.cl-page .claim-panel.is-active{animation:none}}.cl-page .step-callout-list a{color:var(--blue);font-weight:500}.cl-page .step-callout-list a:hover{text-decoration:underline}@media (max-width:760px){.cl-page .claim-tabs{gap:0}.cl-page .claim-tab{flex:auto;padding:14px 18px 16px}.cl-page .claim-tab:first-child{padding-left:0}.cl-page .claim-tab-label{font-size:17px}.cl-page .claim-handler-banner{grid-template-columns:1fr;gap:14px;padding:20px}.cl-page .claim-handler-actions{align-items:stretch}.cl-page .claim-handler-cta{justify-content:center}}.cl-page .do-dont-section{background:var(--soft)}.cl-page .do-dont-grid{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:1fr 1fr;gap:0;display:grid;overflow:hidden}.cl-page .do-dont-col{flex-direction:column;display:flex}.cl-page .do-dont-col+.do-dont-col{border-left:1px solid var(--line)}.cl-page .do-dont-header{font-family:var(--display);letter-spacing:-.005em;color:var(--ink);border-bottom:1px solid var(--line);align-items:center;gap:12px;padding:22px 28px;font-size:20px;font-weight:500;display:flex}.cl-page .do-dont-col--do .do-dont-header{color:var(--blue);background:#354cf40f}.cl-page .do-dont-col--dont .do-dont-header{background:var(--ink);color:var(--white)}.cl-page .do-dont-badge{border-radius:999px;justify-content:center;align-items:center;width:28px;height:28px;font-weight:600;display:inline-flex}.cl-page .do-dont-col--do .do-dont-badge{background:var(--blue);color:var(--white)}.cl-page .do-dont-col--dont .do-dont-badge{background:var(--white);color:var(--ink)}.cl-page .do-dont-list{flex-direction:column;flex:1;margin:0;padding:0;list-style:none;display:flex}.cl-page .do-dont-list li{border-bottom:1px solid var(--line);font-family:var(--body);color:var(--ink);grid-template-columns:20px 1fr;align-items:start;gap:14px;padding:22px 28px;font-size:15px;line-height:1.5;display:grid}.cl-page .do-dont-list li:last-child{border-bottom:0}.cl-page .do-dont-list li strong{font-family:var(--display);color:var(--blue);font-weight:500}.cl-page .do-dont-icon{width:20px;height:20px;color:var(--blue);flex-shrink:0;margin-top:1px}.cl-page .do-dont-col--dont .do-dont-icon{color:var(--ink);opacity:.55}@media (max-width:760px){.cl-page .do-dont-grid{grid-template-columns:1fr}.cl-page .do-dont-col+.do-dont-col{border-left:0;border-top:1px solid var(--line)}}.cl-page .contacts-section{background:var(--white)}.cl-page .contacts-head{margin-bottom:56px}.cl-page .contacts-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.cl-page .contact-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;gap:16px;padding:26px 26px 24px;transition:border-color .2s,transform .2s,box-shadow .2s;display:flex}.cl-page .contact-card:hover{border-color:var(--line-strong);transform:translateY(-2px);box-shadow:0 12px 28px -16px #050b352e}.cl-page .contact-card--lead{background:var(--navy);color:var(--white);border-color:var(--navy)}.cl-page .contact-card--lead .contact-role{color:var(--lavender)}.cl-page .contact-card--lead .contact-name,.cl-page .contact-card--lead .contact-link{color:var(--white)}.cl-page .contact-card--lead .contact-link:hover{color:var(--lavender)}.cl-page .contact-card--lead .contact-divider{background:#ffffff29}.cl-page .contact-card--inbox{background:var(--soft);border:1px dashed var(--line-strong);flex-flow:wrap;grid-column:span 3;justify-content:space-between;align-items:center;gap:24px;padding:22px 28px}.cl-page .contact-role{font-family:var(--display);letter-spacing:.16em;text-transform:uppercase;color:var(--blue);font-size:12px;font-weight:500}.cl-page .contact-name{font-family:var(--display);letter-spacing:-.005em;color:var(--ink);font-size:22px;font-weight:500;line-height:1.15}.cl-page .contact-divider{background:var(--line);height:1px;margin:4px 0}.cl-page .contact-links{flex-direction:column;gap:6px;display:flex}.cl-page .contact-link{font-family:var(--body);color:var(--ink);word-break:break-word;align-items:center;gap:10px;font-size:14px;transition:color .15s;display:inline-flex}.cl-page .contact-link svg{width:14px;height:14px;color:var(--blue);flex-shrink:0}.cl-page .contact-card--lead .contact-link svg{color:var(--lavender)}.cl-page .contact-link:hover{color:var(--blue)}.cl-page .contact-card--inbox .contact-name{font-size:18px}.cl-page .contact-card--inbox .contact-inbox-text{flex-direction:column;gap:4px;max-width:520px;display:flex}.cl-page .contact-card--inbox .contact-link{font-family:var(--display);font-size:18px;font-weight:500}@media (max-width:980px){.cl-page .contacts-grid{grid-template-columns:repeat(2,1fr)}.cl-page .contact-card--inbox{grid-column:span 2}}@media (max-width:620px){.cl-page .contacts-grid{grid-template-columns:1fr}.cl-page .contact-card--inbox{flex-direction:column;grid-column:span 1;align-items:flex-start}}
